Excerpt:
Extended Stay Lodging:
Check Them Out, Even For a Night
Extended-stay is the way a growing number of value-minded vacationers are keeping travel costs contained.Demand is up for the nation's nearly 2,500 extended-stay lodgings, originally the domain of business men and women on long assignments, now also sought out by leisure travelers. Occupancy averaged 69.9% from January through June, better than the U.S. hotel-industry average of 61.4%, Smith Travel Research says.
The average ES nightly rate was $85.60 in that period, compared with the lodging-industry average of $107.64. These lower rates typically buy suite-style accommodations with kitchens, complimentary breakfasts and Wi-Fi; lots of brands have happy hours, barbecue nights and other free evening eats. Despite their classification, most long-stay brands do accept overnight visitors.
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Commercial real-estate loans are going sour at an accelerating pace, threatening to cause tens of billions of dollars in losses to banks already hurt by the housing downturn. The delinquency rate on about $700 billion in securitized loans backed by office buildings, hotels, stores and other investment property has more than doubled since September to 1.8% this month, according to data provided to The Wall Street Journal by Deutsche Bank AG. While that's low compared with the home-mortgage delinquency rate, it's just short of the highest rate during the last downturn early this decade.
Some experts say it now looks as if the current commercial real-estate slump will rival or even exceed the one in the early 1990s, when bad commercial-property debt played a big role in dragging the economy into a recession… The Federal Reserve and the Treasury are moving to adapt a funding program to make it attractive for investors to buy debt backed by office buildings, hotels, stores and other income-producing property.
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In an industry as diverse as recycling, the possibilities for the small entrepreneur are almost unlimited. However, some types of businesses will be easier to start than others. Since adding value to the materials is the key to being profitable, one approach is to use a material that currently has a very low or negative value to create a new product which has a much higher value in the marketplace. Because of their low values, great potential exists in using green or mixed-colored glass, mixed paper, plastics labeled with numbers three through seven, scrap tires, and construction and demolition wastes such as scrap wood.
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Detailing for Profit According to a report in Professional Carwashing & Detailing magazine, there are more than 8,000 independent detailers across the U.S., with average annual sales in excess of $25,000. This information is a few years old, and the figures have since improved. The more important figure is the average hourly earning potential for independent detailers, which ranges from $15 to $75 per hour, depending on location and specialty jobs. High-income demographics, like South Florida and Southern California, have an image-conscious customer base with expensive luxury cars. In these areas, it's not unheard of for a seasoned detailer to charge $250 or more for a full detail service. However, you don't have to set up shop in a high-income, high-cost-of-living area to make a nice living as a detailer. By adding special services to your detailing business, you can increase revenue and attract new clients.
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Nearly two-thirds of women say the economy is affecting how much they spend on beauty products and services, according to a recent survey by DailyMakeover.com, with over half reporting they are spending less on makeup, hair products and salon treatments.
As a way to save, nearly half of the women who responded to the recent online survey said they have changed the brands of beauty products they purchase in order to save. Even more (55%) said they are spending less on professional salon services and opting to do things themselves such as coloring their hair and doing their own nails
Nearly half (47%) of all the women surveyed said they had already changed brands of particular beauty products to save money; nearly two-thirds (61%) of women aged 45-54 said they had already changed brands. Nearly three-quarters of respondents (73%) said they would change lipstick and two-thirds (66%) said they would change shampoo and/or conditioner.Other items included: blush/bronzer (67%) lotions/cleansers (64%), foundation (57%).
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